/* Prairie Stone Lending — site styles */
:root {
  --navy: #0F2240;
  --navy-2: #0B1A31;
  --sky: #1F5FD1;
  --sun: #F5B700;
  --mist: #EAF1FC;
  --line: #DCE3EE;
  --line-2: #C5D0E0;
  --ink-2: #3A4659;
  --ink-3: #4A5568;
  --on-navy: #C8D4EA;
  --on-navy-2: #9FB0CC;
  --green: #14662E;
  --green-bg: #E5F4E8;
  --wrap: 1280px;
}

*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  font-family: 'Archivo', system-ui, sans-serif;
  color: var(--navy);
  background: #FFFFFF;
  font-size: 17px;
  line-height: 1.6;
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--sky); }
a:hover { color: var(--navy); }
a:focus-visible, button:focus-visible, input:focus-visible, select:focus-visible, textarea:focus-visible, summary:focus-visible {
  outline: 3px solid var(--sun);
  outline-offset: 2px;
}
.wrap { max-width: var(--wrap); margin: 0 auto; padding: 0 32px; }
.narrow { max-width: 920px; }
.skip { position: absolute; left: -9999px; top: 0; background: var(--sun); color: var(--navy); padding: 10px 16px; z-index: 100; font-weight: 700; }
.skip:focus { left: 16px; top: 16px; }

/* Type */
.display { font-weight: 900; font-stretch: 68%; line-height: 0.9; letter-spacing: -0.5px; margin: 0; }
.h2 { font-weight: 900; font-stretch: 70%; font-size: clamp(40px, 5vw, 68px); line-height: 0.95; margin: 0 0 24px; }
.h3 { font-weight: 800; font-stretch: 80%; font-size: 26px; line-height: 1.15; margin: 0 0 10px; }
.lead { font-size: 18px; line-height: 1.6; color: var(--ink-2); max-width: 660px; margin: 0 0 32px; }
.on-dark .lead, .lead.on-dark { color: var(--on-navy); }
.muted { color: var(--ink-3); }
.small { font-size: 14px; }

/* Buttons */
.btns { display: flex; flex-wrap: wrap; gap: 12px; }
.btn {
  display: inline-block; text-decoration: none; font-weight: 700; font-size: 17px;
  padding: 16px 26px; border: 2px solid transparent; cursor: pointer; font-family: inherit; line-height: 1.2;
}
.btn-sun { background: var(--sun); color: var(--navy); }
.btn-sun:hover { background: #FFC81F; color: var(--navy); }
.btn-navy { background: var(--navy); color: #FFFFFF; }
.btn-navy:hover { background: #1A3460; color: #FFFFFF; }
.btn-line { border-color: var(--navy); color: var(--navy); background: transparent; }
.btn-line:hover { background: var(--navy); color: #FFFFFF; }
.btn-line-light { border-color: #3D5A86; color: #FFFFFF; background: transparent; font-weight: 600; }
.btn-line-light:hover { border-color: #FFFFFF; color: #FFFFFF; }
.btn-block { display: block; width: 100%; text-align: center; }

/* Header */
.site-header { background: #FFFFFF; border-bottom: 1px solid var(--line); position: relative; z-index: 20; }
.bar { display: flex; align-items: center; justify-content: space-between; gap: 16px 24px; padding-top: 12px; padding-bottom: 12px; }
.brand { display: flex; align-items: center; gap: 12px; text-decoration: none; color: var(--navy); }
.brand img { height: 46px; width: auto; }
.brand span { font-size: 17px; font-weight: 700; font-stretch: 88%; }
.nav { display: flex; flex-wrap: nowrap; align-items: center; gap: 8px 20px; white-space: nowrap; font-size: 15px; font-weight: 500; }
.nav a { color: var(--navy); text-decoration: none; }
.nav a:hover { color: var(--sky); }
.nav a[aria-current="page"] { font-weight: 800; }
.nav .nav-email { color: var(--sky); font-weight: 600; }
.nav .nav-portal { padding: 10px 16px; border: 2px solid var(--navy); }
.nav .nav-apply { padding: 12px 20px; background: var(--sun); font-weight: 700; }
.nav-mobile { display: none; }
.nav-mobile summary {
  list-style: none; cursor: pointer; font-weight: 700; padding: 10px 16px; border: 2px solid var(--navy);
}
.nav-mobile summary::-webkit-details-marker { display: none; }
.nav-mobile[open] summary { background: var(--navy); color: #FFFFFF; }
.nav-mobile nav {
  position: absolute; left: 0; right: 0; top: 100%; background: #FFFFFF; border-bottom: 3px solid var(--navy);
  display: flex; flex-direction: column; padding: 8px 20px 20px;
}
.nav-mobile nav a { padding: 14px 0; border-bottom: 1px solid var(--line); color: var(--navy); text-decoration: none; font-weight: 600; font-size: 17px; }
.nav-mobile nav a.nav-apply { background: var(--sun); text-align: center; border: 0; margin-top: 14px; padding: 15px; }

/* Sections */
.dark { background: var(--navy); color: #FFFFFF; }
.tint { background: var(--mist); }
.sec { padding-top: 96px; padding-bottom: 96px; }
.sec-tight { padding-top: 72px; padding-bottom: 72px; }
.hero { padding: 64px 0 40px; }
.hero-grid { display: flex; flex-wrap: wrap; gap: 56px; align-items: flex-start; }
.hero-copy { flex: 1 1 520px; min-width: 0; padding-top: 12px; }
.hero h1 { margin: 0 0 28px; }
.hero .display { font-size: clamp(60px, 8vw, 116px); color: #FFFFFF; display: block; }
.hero .kicker { display: block; margin-top: 20px; font-weight: 600; font-size: clamp(22px, 2.2vw, 28px); line-height: 1.25; color: var(--sun); }
.checks { list-style: none; margin: 32px 0 0; padding: 0; display: flex; flex-wrap: wrap; gap: 12px 32px; font-size: 16px; }
.checks li { display: flex; align-items: center; gap: 10px; }
.checks svg { flex: 0 0 auto; }
.portal-line { margin: 0; padding: 28px 0 64px; border-top: 1px solid #2A4268; font-size: 16px; color: var(--on-navy); }
.portal-line a { color: var(--sun); font-weight: 600; }
.crumbs { font-size: 14px; color: var(--on-navy-2); margin-bottom: 28px; }
.crumbs a { color: var(--on-navy); }

/* Calculator */
.calc { flex: 1 1 440px; min-width: 0; background: #FFFFFF; color: var(--navy); padding: 32px; box-shadow: 0 24px 48px rgba(3, 10, 24, 0.4); }
.calc h2 { margin: 0 0 6px; font-size: 26px; font-weight: 800; font-stretch: 80%; }
.calc .sub { margin: 0 0 22px; font-size: 15px; color: var(--ink-3); }
.calc-fields { display: grid; grid-template-columns: repeat(auto-fit, minmax(130px, 1fr)); gap: 12px; margin-bottom: 22px; }
.field { display: flex; flex-direction: column; gap: 6px; font-size: 14px; font-weight: 600; color: var(--ink-3); }
.field input, .field select, .field textarea {
  font: inherit; font-size: 17px; font-weight: 400; color: var(--navy); padding: 13px 14px;
  border: 2px solid var(--line-2); background: #FFFFFF; min-width: 0; border-radius: 0;
}
.calc .field input { font-size: 20px; font-weight: 700; font-variant-numeric: tabular-nums; padding: 11px 12px; }
.result { padding: 24px; }
.result-ok { background: var(--green-bg); display: flex; gap: 16px; align-items: flex-start; }
.result-ok .big { margin: 0 0 6px; font-size: 30px; font-weight: 900; font-stretch: 78%; line-height: 1.05; color: var(--green); }
.result-ok p { margin: 0; font-size: 15px; line-height: 1.5; color: #1F3A27; }
.result-over { background: var(--mist); }
.result-over .label { margin: 0 0 4px; font-size: 15px; color: var(--ink-2); }
.result-over .amount { margin: 0 0 14px; font-size: 40px; font-weight: 900; font-stretch: 80%; line-height: 1; font-variant-numeric: tabular-nums; }
.result-over .need { margin: 0 0 6px; font-size: 18px; font-weight: 700; }
.result-over .need span { color: var(--sky); font-variant-numeric: tabular-nums; }
.result-over .why { margin: 0; font-size: 15px; line-height: 1.5; color: var(--ink-2); }
.result-empty { background: var(--mist); font-size: 16px; color: var(--ink-2); }
.calc .btn-block { margin-top: 18px; }
.disclaimer { margin: 12px 0 0; font-size: 13px; color: var(--ink-3); line-height: 1.5; }
[hidden] { display: none !important; }

/* Lists and rows */
.rows { border-top: 3px solid var(--navy); }
.row-link { display: flex; flex-wrap: wrap; align-items: center; gap: 10px 40px; padding: 28px 0; border-bottom: 1px solid var(--line-2); text-decoration: none; color: var(--navy); }
.row-link h3 { flex: 0 1 320px; margin: 0; font-size: 34px; font-weight: 800; font-stretch: 75%; line-height: 1.05; }
.row-link p { flex: 1 1 420px; margin: 0; font-size: 17px; line-height: 1.55; color: var(--ink-2); }
.row-link .go { font-size: 16px; font-weight: 700; color: var(--sky); }
.row-link:hover h3 { color: var(--sky); }
.split { display: flex; flex-wrap: wrap; gap: 56px; align-items: flex-start; }
.split > * { flex: 1 1 420px; min-width: 0; }
.box { border: 2px solid var(--navy); padding: 32px 36px; }
.box h3 { border-bottom: 3px solid var(--navy); padding-bottom: 12px; margin: 0 0 4px; }
.ticks { list-style: none; margin: 0; padding: 0; font-size: 17px; }
.ticks li { display: flex; gap: 14px; align-items: flex-start; padding: 15px 0; border-bottom: 1px solid var(--line); }
.ticks li:last-child { border-bottom: 0; }
.ticks svg { flex: 0 0 auto; margin-top: 3px; }
.facts { margin: 0; border-top: 3px solid var(--navy); font-size: 17px; }
.facts div { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 6px 24px; padding: 18px 0; border-bottom: 1px solid var(--line-2); }
.facts div:last-child { border-bottom: 0; }
.facts dt { font-weight: 700; }
.facts dd { margin: 0; color: var(--ink-2); }
.glance { margin: 0; font-size: 16px; display: grid; grid-template-columns: minmax(140px, 200px) 1fr; border-top: 2px solid var(--navy); }
.glance dt, .glance dd { padding: 12px 0; border-bottom: 1px solid var(--line-2); margin: 0; }
.glance dt { color: var(--ink-3); padding-right: 16px; }
.glance dd { font-weight: 600; }
.steps { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 32px; border-top: 2px solid #2A4268; }
.steps li { padding-top: 24px; }
.steps .num { display: block; font-size: 80px; font-weight: 900; font-stretch: 68%; line-height: 1; color: var(--sun); }
.steps h3 { margin: 12px 0 8px; font-size: 22px; font-weight: 700; }
.steps p { margin: 0; font-size: 16px; line-height: 1.6; color: var(--on-navy); }
.steps.light { border-top: 3px solid var(--navy); gap: 0; }
.steps.light li { padding: 24px 24px 0 0; }
.steps.light .num { font-size: 64px; color: var(--sky); }
.steps.light .num.dim { color: var(--on-navy-2); }
.steps.light h3 { font-weight: 800; margin-top: 10px; }
.steps.light p { color: var(--ink-2); }
.fit { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); gap: 20px 40px; font-size: 18px; line-height: 1.5; }
.fit li { display: flex; gap: 12px; }
.fit svg { flex: 0 0 auto; margin-top: 3px; }
.cards2 { display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 24px; }
.card { background: #FFFFFF; padding: 32px; }
.mini { margin: 0; font-size: 16px; display: grid; grid-template-columns: 1fr auto; gap: 10px 16px; font-variant-numeric: tabular-nums; }
.mini dt { color: var(--ink-3); }
.mini dd { margin: 0; font-weight: 700; }
.card .out { margin: 20px 0 0; padding-top: 16px; border-top: 2px solid var(--navy); font-size: 18px; font-weight: 800; }
.card .out.ok { color: var(--green); }
.markets { display: flex; flex-direction: column; gap: 12px; }
.market { display: flex; justify-content: space-between; align-items: center; gap: 16px; padding: 18px 20px; background: #FFFFFF; text-decoration: none; color: var(--navy); font-size: 18px; font-weight: 700; }
.market span { font-size: 14px; font-weight: 600; background: var(--sun); padding: 6px 10px; }
.market:hover { color: var(--sky); }

/* FAQ */
.faq { border-top: 3px solid var(--navy); }
.faq details { border-bottom: 1px solid var(--line); }
.faq summary { display: block; position: relative; padding: 22px 40px 22px 0; font-size: 20px; font-weight: 700; cursor: pointer; list-style: none; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; position: absolute; right: 4px; top: 24px; font-size: 28px; line-height: 0.8; color: var(--sky); transition: transform .15s; }
.faq details[open] summary::after { transform: rotate(45deg); }
.faq p { margin: 0 0 22px; font-size: 17px; line-height: 1.65; color: var(--ink-2); }

/* Investors band */
.investors { display: flex; flex-wrap: wrap; gap: 32px 64px; align-items: flex-end; justify-content: space-between; border-top: 3px solid var(--navy); padding-top: 40px; }
.investors > div:first-child { flex: 1 1 560px; min-width: 0; }
.investors .display { font-size: clamp(48px, 6vw, 84px); line-height: 0.92; margin-bottom: 18px; }

/* CTA band */
.cta { background: var(--sun); color: var(--navy); }
.cta .wrap { padding-top: 72px; padding-bottom: 72px; display: flex; flex-wrap: wrap; justify-content: space-between; align-items: center; gap: 28px; }
.cta .display { font-size: clamp(48px, 6vw, 84px); line-height: 0.92; margin-bottom: 10px; }
.cta p { margin: 0; font-size: 18px; line-height: 1.5; max-width: 620px; }
.cta .btn-line { border-color: var(--navy); }

/* Forms */
.form-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 16px; }
fieldset { border: 0; margin: 0 0 32px; padding: 0; display: flex; flex-direction: column; gap: 16px; }
legend { padding: 0; margin-bottom: 16px; font-size: 26px; font-weight: 800; font-stretch: 80%; }
.form-page .field { color: var(--navy); font-size: 15px; }
.hp { position: absolute !important; left: -10000px !important; width: 1px; height: 1px; overflow: hidden; }
.aside { background: var(--mist); padding: 32px; }
.aside ol { margin: 0 0 28px; padding-left: 22px; color: var(--ink-2); }
.aside li { margin-bottom: 12px; }
.waitlist { background: #FFFFFF; color: var(--navy); padding: 28px; max-width: 520px; }
.waitlist .row { display: flex; flex-wrap: wrap; gap: 10px; align-items: flex-end; }
.waitlist .field { flex: 1 1 220px; color: var(--navy); }
.badge { display: inline-block; background: var(--sun); color: var(--navy); font-weight: 800; font-size: 16px; padding: 8px 14px; margin-bottom: 28px; }

/* Prose */
.prose { max-width: 760px; margin: 0 auto; padding: 72px 32px 96px; color: #2B3748; line-height: 1.7; }
.prose h1 { color: var(--navy); }
.prose h2 { margin: 40px 0 12px; font-size: 26px; font-weight: 800; font-stretch: 82%; color: var(--navy); }
.prose ul { padding-left: 22px; }
.prose li { margin-bottom: 8px; }

/* Articles */
.article h2 { margin-top: 44px; }
.article-meta { margin: 0 0 28px; }
.crumbs-light a { color: var(--ink-3); }
.answer { font-size: 20px; line-height: 1.6; color: var(--navy); background: var(--mist); border-left: 0; padding: 24px 26px; margin: 0 0 12px; font-weight: 500; }
.article .glance { font-size: 16px; }
.article .mini { margin: 8px 0 12px; }
.related { margin-top: 56px; padding-top: 28px; border-top: 3px solid var(--navy); }
.related h2 { margin-top: 0; }
.related ul { list-style: none; padding: 0; }
.related li { margin-bottom: 12px; font-weight: 600; }

/* Footer */
.site-footer { background: var(--navy); color: var(--on-navy); font-size: 15px; }
.foot { padding-top: 56px; padding-bottom: 40px; display: flex; flex-wrap: wrap; gap: 40px; justify-content: space-between; }
.foot > * { flex: 1 1 200px; }
.foot .logo-white { height: 92px; width: auto; margin-bottom: 18px; }
.foot p { margin: 0; line-height: 1.7; }
.foot a { color: var(--on-navy); }
.foot a:hover { color: #FFFFFF; }
.foot nav { display: flex; flex-direction: column; gap: 8px; }
.foot .strong { color: #FFFFFF; font-weight: 700; }
.legal { border-top: 1px solid #2A4268; padding-top: 20px; padding-bottom: 32px; font-size: 13px; color: var(--on-navy-2); }

/* Mobile action bar */
.mobile-bar { display: none; }

@media (max-width: 1360px) {
  .brand span { display: none; }
}
@media (max-width: 1080px) {
  .nav-desktop { display: none; }
  .nav-mobile { display: block; }
}
@media (max-width: 760px) {
  body { font-size: 16px; }
  .wrap { padding: 0 20px; }
  .sec { padding-top: 72px; padding-bottom: 72px; }
  .hero { padding-top: 40px; }
  .calc { padding: 24px; }
  .box { padding: 24px; }
  .row-link h3 { font-size: 28px; }
  .glance { grid-template-columns: 1fr; }
  .glance dt { border-bottom: 0; padding-bottom: 0; }
  .brand span { display: none; }
  .mobile-bar {
    display: flex; position: fixed; left: 0; right: 0; bottom: 0; z-index: 30; gap: 8px; padding: 10px 12px;
    background: #FFFFFF; border-top: 1px solid var(--line); box-shadow: 0 -6px 18px rgba(15, 34, 64, 0.12);
  }
  .mobile-bar a { flex: 1; text-align: center; padding: 14px 8px; font-size: 16px; }
  body.has-bar { padding-bottom: 76px; }
}
@media (prefers-reduced-motion: reduce) {
  * { transition: none !important; }
}

/* ---- polish pass ---- */
.site-header { box-shadow: 0 1px 0 var(--line); border-bottom: 0; }
.bar { padding-top: 14px; padding-bottom: 14px; }
.nav { gap: 8px 22px; }
.nav a:not(.nav-portal):not(.nav-apply) { position: relative; padding: 6px 0; }
.nav a:not(.nav-portal):not(.nav-apply)::after { content: ""; position: absolute; left: 0; right: 0; bottom: 0; height: 2px; background: var(--sun); transform: scaleX(0); transform-origin: left; transition: transform .18s ease; }
.nav a:not(.nav-portal):not(.nav-apply):hover::after, .nav a[aria-current="page"]::after { transform: scaleX(1); }
.nav .nav-email { color: var(--navy); font-weight: 500; }
.nav-sep { width: 1px; height: 28px; background: var(--line-2); }
.nav .nav-portal, .nav .nav-apply, .m-portal, .nav-mobile summary {
  display: inline-flex; align-items: center; gap: 8px; min-height: 46px; padding: 0 18px;
  font-weight: 700; font-size: 15px; line-height: 1; text-decoration: none; border: 2px solid var(--navy);
  transition: background .15s ease, color .15s ease, border-color .15s ease;
}
.nav .nav-portal { background: #fff; color: var(--navy); }
.nav .nav-portal:hover { background: var(--navy); color: #fff; }
.nav .nav-apply { background: var(--sun); border-color: var(--sun); color: var(--navy); }
.nav .nav-apply:hover { background: #FFC81F; border-color: #FFC81F; color: var(--navy); }
.nav .nav-apply svg { transition: transform .15s ease; }
.nav .nav-apply:hover svg { transform: translateX(3px); }
.m-actions { display: none; align-items: center; gap: 8px; }
.m-portal { color: var(--navy); background: #fff; padding: 0 14px; }
.nav-mobile summary { padding: 0 14px; }
.nav-mobile[open] summary { background: var(--navy); color: #fff; }
.hero-band { position: relative; overflow: hidden; }
.hero-band > .wrap { position: relative; z-index: 1; }
.horizon { position: absolute; left: 0; right: 0; bottom: 0; width: 100%; height: 120px; pointer-events: none; opacity: .85; }
.hero-band { padding-bottom: 150px !important; }
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; min-height: 54px; }
.checks li svg { flex: 0 0 auto; }
@media (max-width: 1080px) {
  .m-actions { display: flex; }
  .nav-mobile { display: block; }
}
@media (max-width: 560px) {
  .hero .btns .btn, .cta .btns .btn { flex: 1 1 100%; }
  .brand img { height: 40px; }
  .horizon { height: 80px; }
  .hero-band { padding-bottom: 110px !important; }
}